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The County You Live, Work And Play

Car Obtained


15/06/15



A woman obtained a Volkswagen Golf worth more than £17,000 from a Wishaw dealer by providing false documentation and details.

Amanda Murphy pleaded guilty to being involved in a fraudulent scheme to obtain finance for the vehicle.

The 37-year-old had faced a further four similar charges, involving vehicles worth more than £120,000, but her not guilty pleas to these charges were accepted by the Crown.


The fraud involving the VW Golf took place at a VW Car Sales Verve, Bogside, Wishaw, between September and October, 2010.

Fiscal depute Lauren McRobert told Hamilton Sheriff Court that the accused had opened a Think Banking account using the details of a family friend.

An email, claiming to be from the friend, was sent to car salesman, stating that she wished to finance a VW Golf GTi. Information provided included a bank account number.


The salesman completed a vehicle order in the name of Marie Claire Hutchison and a finance proposal was also submitted to VW Financial Services in that name.

Ms McRobert added that the application for finance was used to purchase a VW Golf.

Afterwards Murphy produced a driving licence in her friend's name which had a photograph of the accused on it, along with another fake document.


Ms McRobert said the documents were checked, stamped and signed by the salesman.

The proposal, she said, was initially rejected but “subsequently VW Financial Services entered into a hire purchase agreement with the friend,"

The document was signed in the friend's name by the accused on October 21, 2010.

However, the fiscal depute pointed out that no payments were ever made and the finance deal was terminated.

Murphy was detained by police after an investigation into “circumstances of a similar matter”, said Ms McRobert.


In November 2011 Murphy was interviewed and admitted she had provided false documentation and that the fake identification was a family friend. She was then arrested.


Sheriff John Miller deferred sentence on Murphy, who now lives in Cumbernauld, until June 26 for a proof in mitigation, a criminal justice social work report and restriction of liberty order assessment. Bail was continued meantime.